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Murabaha is a form of Islamic finance that allows traders to engage in margin trading while adhering to Sharia law. After signing the Murabaha contract on the Sahm platform, users can purchase stocks from the stock pool provided by Sahm. Once the stock purchase is successfully completed, users will receive the purchased stocks after the T+2 settlement period. Upon the successful stock transfer, Sahm will deduct the credit amount used for the stock purchase and the Murabaha fees. Then, allocate the remaining credit amount to the user's account.